We have moved to our new office at 1635 East Arlington Blvd. Suite C Greenville NC 27858

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Pay for the Unexpected.

Select Acceptance Corp is here to help you work towards a healthier financial life, so the bumps you hit in the road today don’t keep you from reaching your future goals.

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Less than perfect credit?

You don’t have to have perfect credit to get a personal loan.

Life can come at you fast. If you’ve hit a bump in the road and need cash now, we can help. We’ll set you up with a loan you can manage — and get you back on the road to good credit.

We can help you with the cash you need for:

  • Vacations
  • Car Repairs
  • Broken Appliances
  • Medical Bills
  • Home Improvement
  • Projects
  • Major Life Event
  • …and more

Hear from Happy Customers

I must say that this place gave me a chance when no one else would and I will forever be thankful! Great service and was quick and easy. Kroft was wonderful and made the process so easy. They really are the best in my eyes, please give them a try I’m sure you won’t regret it.
Treat You Like Family
I’ve been with this company since 1999. Leo was the first person who got me in the door, and since, I’ve only borrowed from this one company. Damien is my go-to guy, he always takes care of my needs. They treat you like family. Don’t bother going to other loan companies, you’ll never be taken care of like this place does.
Respect Always
They have been there for me when I needed them. They give you respect, always. Very friendly. They are there to help when you’re in need.
Great Finance Partner!
I’ve been with Select Acceptance dealer finance for 6 years. Great staff that have been there since the beginning that know the business and treat my dealership and my customers with the upmost respect. They’re a common-sense lender that goes the extra step to see how we can put a deal together.
A Phenomenal Company
Select Acceptance is a phenomenal company to work along side. They treat our customers with the upmost respect. Our customers have really flourished in payment and it helped them build a relationship with Select Acceptance as well. Our business relationship with Select Acceptance is mutually beneficial. They work side by side with my employees and have a great business relationship and atmosphere. Select Acceptance has definitely been there when we needed them most.


We extend personal loans to customers who:

Live within 60 miles of Greenville, NC


Are 18 years of age or older

Provide proof of income

Provide proof of residency

Have a valid NC Photo ID

Have no Bankruptcy or Repos in the last 2 Years

How To Apply

If you meet all the qualifications above, then applying is simple:

We will contact you to discuss your needs and get more information

You’ll get a decision from us within 24 hours

Frequently Asked Questions

Personal Loans

The basic qualifications to get a loan are simple. You will need to provide proof of income (most recent paystub, SSI/SSA award letter, bank statements or whichever applies to your situation), proof of residence (utility bill or comparable), and a valid government issued photo ID. No repossessions or bankruptcies (dismissed or discharged) within the last 18 months.

The easiest way to fill out the application is using the Apply Now button on our website. If you use a mobile device to fill out the application, please be sure not to use the Auto Fill function. All the boxes outlined in red are required fields. You can also apply by stopping by our office during normal business hours.

Our loans range from $1000 to $15,000. This will depend on the collateral you will be using to secure the loan and the correct payment for your situation.

We strive to get you an answer the same business day but typically within 24-hours of your successfully completed application.

For most situations, yes. We require a clear car title to secure the loan (the car is paid for and you have the title in-hand).

We will cut you a check directly after loan closing.

Automobile Loans

We finance most vehicles with some exceptions. Prohibited vehicles include but are not limited to BMW, Mercedes-Benz, Land Rover, Range Rover, Jaguar, Audi or other exotic brands. Generally, we will not finance vehicles with over 175,000 miles but some cars can still be considered with higher miles.

Yes. Most cars will require at least $1500 cash or positive trade equity. Your positive trade equity would be the difference between what a dealer is giving you for your trade-in and the amount you still owe on it to your current lender. For example, if you owe $3000 to your current lender and the dealer is allowing $5000 for trade-in value, you will have $2000 worth of positive trade equity.

No. If you owe more on your car than the dealer is allowing for trade-in, we do not roll that amount into a new loan.

Existing Customers

Yes. Click here to make a payment. We only accept bank-issued debit cards, or pre-paid debit cards. We do not accept credit cards of any kind (cards not linked to your bank account) per Visa and Mastercard rules on paying for borrowed money with borrowed money. We do not accept CashApp cards. There is a $2 fee for online payments.

To register your account, you will need some specific information that matches what we have in our system. If you are having issues registering, please call our office and we will be happy to help you get your online account set up.

Yes and it is highly encouraged! Our payment structures are based on monthly payments. If your payment is due on the 15th if you wanted to pay bi-weekly you could pay on the 1st (before the Due Date) and again on the 15th (the actual Due Date). If your full payment is made by your Due Date you can pay however is most convenient to your pay schedule. You can set up recurring weekly payments if you like.

Contact Us

If you have any other questions, please feel free to contact us using this form. If you’re ready to apply for your personal loan, click here.

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