Select Acceptance Corp is here to help you work towards a healthier financial life, so the bumps you hit in the road today don’t keep you from reaching your future goals.
Life can come at you fast. If you’ve hit a bump in the road and need cash now, we can help. We’ll set you up with a loan you can manage — and get you back on the road to good credit.
We can help you with the cash you need for:
Hear from Happy Customers
We extend personal loans to customers who:
If you meet all the qualifications above, then applying is simple:
The basic qualifications to get a loan are simple. You will need to provide proof of income (most recent paystub, SSI/SSA award letter, bank statements or whichever applies to your situation), proof of residence (utility bill or comparable), and a valid government issued photo ID. No repossessions or bankruptcies (dismissed or discharged) within the last 18 months.
The easiest way to fill out the application is using the Apply Now button on our website. If you use a mobile device to fill out the application, please be sure not to use the Auto Fill function. All the boxes outlined in red are required fields. You can also apply by stopping by our office during normal business hours.
Our loans range from $1000 to $15,000. This will depend on the collateral you will be using to secure the loan and the correct payment for your situation.
We strive to get you an answer the same business day but typically within 24-hours of your successfully completed application.
For most situations, yes. We require a clear car title to secure the loan (the car is paid for and you have the title in-hand).
We will cut you a check directly after loan closing.
We finance most vehicles with some exceptions. Prohibited vehicles include but are not limited to BMW, Mercedes-Benz, Land Rover, Range Rover, Jaguar, Audi or other exotic brands. Generally, we will not finance vehicles with over 175,000 miles but some cars can still be considered with higher miles.
Yes. Most cars will require at least $1500 cash or positive trade equity. Your positive trade equity would be the difference between what a dealer is giving you for your trade-in and the amount you still owe on it to your current lender. For example, if you owe $3000 to your current lender and the dealer is allowing $5000 for trade-in value, you will have $2000 worth of positive trade equity.
No. If you owe more on your car than the dealer is allowing for trade-in, we do not roll that amount into a new loan.
Yes. Click here to make a payment. We only accept bank-issued debit cards, or pre-paid debit cards. We do not accept credit cards of any kind (cards not linked to your bank account) per Visa and Mastercard rules on paying for borrowed money with borrowed money. We do not accept CashApp cards. There is a $2 fee for online payments.
To register your account, you will need some specific information that matches what we have in our system. If you are having issues registering, please call our office and we will be happy to help you get your online account set up.
Yes and it is highly encouraged! Our payment structures are based on monthly payments. If your payment is due on the 15th if you wanted to pay bi-weekly you could pay on the 1st (before the Due Date) and again on the 15th (the actual Due Date). If your full payment is made by your Due Date you can pay however is most convenient to your pay schedule. You can set up recurring weekly payments if you like.
If you have any other questions, please feel free to contact us using this form. If you’re ready to apply for your personal loan, click here.